С 3 апреля 2025 года в Испании окончательно отменили программу,по которой можно было легко получить ВНЖ через инвестиции в недвижимость.
Причин этому несколько, но главная — стремление стабилизировать рынок. Из-за резкого роста цен на недвижимость местным жителям становится все труднее арендовать и приобретать жилье. За последние 6 месяцев прошло несколько массовых протестов, в связи с чем правительство признало проблему и приняло курс на снижение неравенства и защиту интересов граждан.
Теперь приоритет — доступное жильё для испанцев. Параллельно вводится контроль над арендой и предлагаются дополнительные меры, такие, как 100% налог для иностранцев при покупке недвижимости.
Our experience in numbers
Who is it suitable for?
Golden Visa and Residence Permit in Spain for Investors is a residence permit in Spain for foreign citizens and their family members for a period exceeding 90 days with the right to work. The basis for obtaining an investor residence permit is the applicant’s significant contribution to the economy of the Kingdom.
For wealthy citizens, the most attractive are two types: golden visa and residence permit for investors of expensive real estate and on the basis of investments in financial assets in Spain.
Pros and cons of residence permit for investors
- Spain does not require proof of income outside the country;
- Work permit in Spain for all family members;
- Accelerated application review procedure (no more than 10 days);
- No actual residence in Spain is required (1 visit is enough);
- It is possible to remain a tax resident of another country;
- Possibility to obtain a temporary residence permit and then a permanent residence permit;
- It is possible to obtain a residence permit for common-law spouses, financially dependent adult children and parents.
- Relatively high investment requirements (minimum €560,000 with taxes);
- It is prohibited to use credit funds for investment;
- The need to maintain investments to extend the residence permit;
- No criminal record both in Spain and in your home country;
- The full price of the property must be stated in the purchase and sale agreement.
Conditions for obtaining a Golden Visa
and what types of investments are suitable
Buying real estate in Spain from €500,000.
Money on deposit in a Spanish bank from €1 million.
Investments in the authorized capital of a Spanish company from €1 million.
Investments from €1 million in Spanish shares listed on the market.
Launching a business project that is significant for Spain and investing in it.
What amount should be in the accounts?
To obtain a residence permit for an investor, it is necessary to prove that you have enough money to support yourself and your family. The following parameters are used for this:
1. For the head of the family: more than €2,316.08 per month
2. For one family member: €579.02 per month.
The account must have a sum for the year for the whole family at once. We have already calculated – the data is provided in the list below:
- Per person — €27 793
- For 2 people — €34 741
- For 3 people — €41 689
- For 4 people — €48 638
- For 5 people — €55 586
It is not necessary to keep the specified amount in the account after receiving a residence permit, but it must be there during the visa application process.
Do you want to obtain an investor residence permit through real estate?
Please pay attention to these nuances:
- The value of the objects indicated in the deeds (Escritura) must total at least €500,000.
- The date of acquisition must be strictly no earlier than September 28, 2013, when Law 14/2013 came into force
- It is allowed to have several properties with a total value of €500,000, but it cannot be a share in a property, even if it is more expensive than €500,000.
- The property may be jointly owned by the spouses, but if each is allocated a share in the property, the investor’s residence permit will no longer be issued.
- The presence of an unpaid mortgage from the seller or purchase on a mortgage are possible obstacles to obtaining an investor’s residence permit
- Expenses for the construction of your own property will not be considered as an investment; the purchase of a property under construction with staged payment is not allowed.
What documents are required to obtain an investor residence permit
- Document confirming the presence of investments in Spain
- A document proving that you have enough money for living expenses in a Spanish account
- Documents confirming the financial dependence of children over 18 years of age and elderly parents on the investor if the investor applies for a residence permit for them
- Full medical insurance and a certificate of no criminal record
- Documents on kinship with those family members for whom the residence permit is being issued
- Documents confirming civil marriage, if the investor receives a residence permit for a civil spouse
The validity period of an investor’s residence permit depends on the place of registration
You can immediately obtain an investor residence permit in Spain itself, valid for 3 years and with the possibility of extension for 5 years
OR
You can first obtain a Golden Investor Visa at the Spanish Consulate in your country, valid for 1 year, and then obtain an investor residence permit in Spain, valid for 3 years and with the possibility of extension for 5 years.
How the process works
We have developed a step-by-step assistance system: 10 steps that will bring you closer to a comfortable move.
Leave a request to realistically assess your prospects and chances of moving to Spain this year. It will take no more than 3 minutes.
Our immigration experts will carefully study the case and offer an individual solution, including recommendations on how to increase the chances of the desired result.
Let's formalize the agreements before we start work.
You have the opportunity to choose a convenient option: make a full prepayment or split the payment into two equal parts. If new needs arise during the process, for example, help in finding housing, we will include additional services in the final payment.
We take a comprehensive approach to work: from collecting primary documents to obtaining the coveted residence permit and its extension. We will step by step help you collect the necessary package of documents and strengthen your business plan. We recommend setting aside 1-2 months for preparing documents.
We take a comprehensive approach to work: from collecting primary documents to obtaining the coveted residence permit and its extension. We will step by step help you collect the necessary package of documents and strengthen your business plan. We recommend setting aside 1-2 months for preparing documents.
Once your application has been submitted, you can legally stay in Spain even if your tourist visa has expired.
We will do everything to speed up the process.
Congratulations, it's time to relax and explore your new home. The residence, opening up the endless possibilities of European living, will be in your hands within a month of approval.
El Relocator remains in touch even after the residency is approved.
Our services are structured into three tariffs, each of which covers all the needs for registration of residence: from collecting and submitting documents to opening a bank account and choosing insurance, the difference is only in the volume of additional services.
Prices and tariffs
Tariff “Standard”
Suitable for most applicants. We fully support you through all processes and bring the case to obtaining a residence permit.
Cost per main applicant
Cost for each additional family member
50%before the start of the provision of services;
50%before submitting documents
- Requesting a certificate from the real estate register;
- Chat with an expert and personal manager;
- Filling out all forms;
- Submitting an application for a residence permit;
- Fingerprint recording;
Tariff "Turnkey relocation"
Take advantage of the premium service - El Reliquator will remove all the bureaucratic pain of the applicant before obtaining a residence permit and after: we will fill out all the documents, pay all the fees and receive standard certificates on our own.
Cost per main applicant
Cost for each additional family member
50%before the start of the provision of services;
50%before submitting documents
- Requesting certificates of non-criminal record from the countries of residence and citizenship;
- Payment of duties €73.26 and €16.08;
- Requesting a certificate from the real estate register;
- Chat with an expert and personal manager;
- Selection of real estate;
- Assistance with opening an account in a Spanish bank (Valencia only);
- Medical insurance from a Spanish company for 1 year (for each family member);
- Filling out all forms;
- Sworn translation;
- Assistance with payment of property deposit;
- Submitting an application for a residence permit;
- Fingerprint recording;
- Tax lawyer consultation;
Risks when applying for an investor residence permit
El Relocator lawyers will tell you how to invest money correctly and what nuances to consider in order to increase your chances of obtaining an investor residence permit for you and your family members
Why us
You won't need to go through chats looking for the necessary service or guide. With us you can do everything on a turnkey basis: get a Schengen visa, get tax support and assistance after relocation.
We are not afraid of complex cases and find optimal solutions for relocation in the most difficult situations.
There are rates for those who want to apply independently and for those who don’t want to understand anything at all and just trust the professionals.
Fast communication in messengers and support from our managers 24/7; the ability to pay for services with a European/Russian card or crypto.
Our team
Our clients' relocation stories
Project Manager
How a family from Montenegro obtained a Digital Nomad Residence Permit in Spain in 4 months: from document collection to receiving the TIE.
Lawyer
Aleksandr is a lawyer. His profession is a regulated one, which made it difficult to obtain a residence permit. How we managed it – read in the case.
Auditor
Maxim wanted to relocate to Europe with his family while simplifying the moving process for family members. Read this case study to learn how we managed to do it.
Commercial Director
Mikhail lived in Georgia and worked for a Russian company as a commercial director. This case details the document collection process and its challenges.
Financial Consultant
Artem is a financial consultant who decided to apply for a Digital Nomad visa in Spain. After approval, he contacted us to register as self-employed (autónomo) and obtain a digital signature.
During a free consultation, we will select the type of residence permit that suits you.
Feedback from our clients
I got my student visa! Thank you so much for your help! I’m so glad I turned to you! I will…
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Good afternoon, yes, the consultation went very well. I considered faculties in Madrid, Valencia, and Zaragoza, but decided to apply to…
I received a student visa to study for a master’s degree. Thank you. It was a pleasure working with you. I…
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