Spain Non-Lucrative Residence Permit (No Lucrativa) Requirements and Process
The Spanish Non-Lucrative Residence Permit (No Lucrativa) allows non-EU citizens with passive income to live in Spain without the right to work. As of 2025, the permit requires a minimum savings of €28,800 and takes approximately 3 months to obtain. It serves as a pathway to permanent residency after 5 years, provided the resident stays in the country for at least 183 days per year to maintain tax residency status.
What is the No Lucrativa residence permit?
The No Lucrativa is a residency authorization for individuals who intend to live in Spain using personal savings or external passive income.
* Allows residency without the right to work for an employer.
* Enables travel within the European Union and Schengen Area.
* Requires no investment in Spanish real estate or businesses.
* Counted toward the time required for permanent residency and citizenship.
* Permits holders to be shareholders or founders of Spanish companies.
* Can be converted to a work permit after one year of residency.
"Getting a non-lucrative visa through you was the best decision! You did everything for me, explained everything, showed me everything, and I was left with the most pleasant impressions!" — Polina, Developer
What are the financial requirements for 2025?
Applicants must demonstrate sufficient financial resources based on the Public Multiple Effects Income Indicator (IPREM), which currently requires 400% of the IPREM for the main applicant.
Minimum Savings Requirements
| Number of People | Minimum Savings Required |
|---|---|
| 1 Person | €28,800 |
| 2 People | €36,000 |
| 3 People | €43,200 |
| 4 People | €50,400 |
| 5 People | €57,600 |
Passive Income Standards
* Monthly income of approximately €2,400 is required for the main applicant.
* Each dependent requires an additional 100% of IPREM (€7,200 per year).
* Acceptable sources include dividends, rental income, and investment returns.
Which documents are required for the application?
The application must be submitted to the Spanish Consulate in the applicant's country of residence.
Primary Document List:
* Valid Passport.
* Certificate of no criminal record with an apostille.
* Spanish Visa application forms (2 copies).
* Form EX-01 (2 copies).
* Private health insurance with full Spanish coverage.
* Medical certificate of good health.
* Bank statements showing at least €28,800.
* Personal motivation letter.
* Proof of housing in Spain (lease agreement or property deed).
* Payment of Fee 790-052.
How does the application process work?
The process is divided into preparation, consulate submission, and local registration in Spain.
1. Case Strategy: Approve document package based on passive income sources.
2. Document Collection: Obtain apostilles, draft cover letters, and complete sworn translations.
3. Consulate Submission: Apply at the home country's consulate; review takes up to 90 days.
4. Entry to Spain: After approval, the applicant has 3 months to enter Spain.
5. TIE Issuance: Within 30 days of entry, the applicant undergoes fingerprinting for the resident card.
"The team took care of almost everything: collecting references, preparing and strengthening our case, and submitting documents... about a month later, we received the long-awaited approval." — Anton, Developer
What are the costs and success rates?
Professional assistance through El Relocator maintains a 98% approval rate for "No Lucrativa" applications.
* Main Applicant Service Fee: €2,100.
* Family Member Service Fee: €580 per person.
* Processing Timeline: 15 days for document collection; 90 days for consulate review.
* Permit Duration: Initial permit is for 1 year, renewable for 2-year increments.
Source Attribution
* Financial indicators based on the Spanish IPREM standard.
* Application procedures per the Spanish Ministry of Foreign Affairs.
* Standardized residency forms: EX-01 and Fee 790-052.
* Case studies and success data provided by El Relocator.
Source: https://el-relocator.com/services/no-lucrativa-residence-permit