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Spanish 'No Lucrativa' residence permit 2025

Spanish residence permit without the right to work (No-lucrativa Residence Visa) - is a type of temporary residence permit that allows you to legally live in Spain for 1 year without employment and income within the country with the possibility of renewal.

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Our experience in numbers

100%approvals
750+families relocated
3000+consultations held

Who is suitable for this Residence Permit?

People who have savings and meet the requirements of the Spanish Consulate
Entrepreneurs who have stable passive income outside of Spain
People who do not plan to work in Spain
Residence permit without the right to work

This residence is designed for holders of a stable and legal passive income who are willing to stay in Spain for more than 183 days a year. Spanish residence permit without the right to work is ideal for those who are looking for a comfortable European location for life, recreation, travel and planning for the future. Issuance of foreigners Spanish residence permit without the right to work 2025 and the requirements for the recipients of no-lucrativa visa are determined by Law No. 4/2000 of January 11, “On the rights and freedoms of foreigners in Spain and their social integration”, Royal Decree 1155/2024 of November 19 (mainly articles 61-65, relating to temporary residence without employment) and financial criteria.

The no lucrativa visa gives unlimited travel opportunities and complete freedom from your employer. Prove the legality and stability of passive income and enjoy life with a resident card. Registration of a residence permit for Spain without the right to work 2025 has its own peculiarities, which should be taken into account at the stage of preparation for a meeting at the consulate. One of the main requirements of the consulates of these countries – maximum transparency of the origin of financial resources. It is important not only to confirm the amount, but also the source of these funds: rent for real estate, dividends, investment income.

We help you to properly package your financial dossier, excluding all potential reasons for refusal. This means that all income certificates, bank statements, tax returns must be impeccably prepared and translated with all formalities. El Relocator ensures that such documents are double-checked and brought into compliance with both Spanish and local requirements.

 

If you plan to conduct business or work in Spain, it is worth considering the option of a residence permit for a startup fonder, for sole proprietors, or through the opening of an LLC (S.L.)

Pros and cons of Non Lucrative residence permit.

Pros
  • Opportunity to receive dividends, be a shareholder in Spanish companies or become a founder of a business in Spain.
  • After a year of stay under no lucrativa it is possible to change residence to residence permit with the right to work.
  • It is not necessary to purchase residential real estate.
  • You can make a residence permit for spouses and minor children.
  • From the first year is considered the period for obtaining a residence permit and citizenship.
  • The purchase of housing in the country with the help of a bank loan is available.
Cons
  • It is necessary to have a stable and legal income in your home country not less than €2,320 per month.
  • Does not allow you to work as an employee.
  • It is necessary to confirm a stable monthly income in the home country.
  • Does not entitle to a residence permit for common-law spouses, financially dependent adult children and parents.

Conditions for obtaining a Spanish residence permit for financially independent for 2025:

183 days
per year must be spent in Spain
from €28,800
minimum level of savings for the main applicant for the initial visa
from +€6 390
per additional family member
It’s recommended to have saving in a Spanish or EU bank account

How much money should be shown on the bank account

€28,800
for 1 person
€36,000
for 2 people
€43,200
for 3 people
€50,400
for 4 people
€57,600
for 5 people

What documents are needed to obtain a residence permit “No lucrativa”

  • correctly filled out applications;
  • 2 photos;
  • passport valid for the duration of residency;
  • certificate of no criminal record with apostille and sworn translation into Spanish;
  • international medical certificate;
  • bank certificates (legalized, with translation and apostille) with proof of sufficient financial security;
  • spanish medical insurance.
1 year
Valid primary no lucrativa visa processed at the Spanish consulate.
2 years
Valid no lucrativa residence permit (first extension in Spain).
2 years
Valid no lucrativa residence permit (second extension in Spain).
After 5 years
An indefinite residence (Larga Duración) is issued, which gives the applicant almost the same rights as an EU citizen. Every 5 years you only need to renew your plastic ID card.

What type of assistance we can provide:

  • Working with an expert (providing document templates, tips on where, how and what documents to request from state institutions);
  • We check the documents before submission in order to exclude errors;
  • Make an appointment at the Spanish Consulate to submit documents;
  • Assistance in writing a motivation letter for the Spanish Consulate;
  • Organization of sworn translation of documents;
  • Conducting the process of obtaining a resident's card in Spain;
  • A personal chat with a manager who is in touch with you daily and answers all your questions.;
  • Accompaniment on the territory of Spain after approval, appointment for fingerprinting, issuance of resident ID-card, etc.

Obtaining a non lucrative residence permit in Spain. Step-by-step instructions

A successful adventure to Spain begins even before you pack your bags!

0
Free consultation

Leave a message on the website, so our manager can arrange a first consultation on obtaining a residence permit.

1
Personal Strategy

Migration expert develops a strategy for interaction with the Consulate.

2
Document collection

We collect some of the documents using a power of attorney. The rest of the papers are submitted by you directly to the consulate.

3
Translation and legalization

Sending scans of documents to Spain for sworn translation.

4
Submission to the Consulate

We help you make an appointment.

5
Working with the Consulate

If the consul requests additional documents, El Relocator will promptly help to request them, translate them and respond to this request

6
Obtaining a residence permit

You will receive a Spanish visa without the right to work and our instructions on how to get a plastic resident’s card in Spain

Costs

The "Standard support" package
  • an individual checklist for the collection of documents;
  • Online consultations at all stages of document collection;
  • Filling out all forms and declarations for the applicant;
  • Formation of state duty forms and instructions for their payment;
  • Standard translation of documents into Spanish (*with the exception of documents requiring sworn translation);
  • Organization of sworn translations;
  • Assistance with registration of an insurance policy (if necessary);
  • Tracking the examination of your application at the consulate;
  • Sending the solution;
  • Assistance in obtaining a plastic residence permit card (filling out forms and making an appointment).
Price:
€1,200 per main applicant
Price:
+€500 for each additional family member

Increase your chances of obtaining a Spanish residence permit no lucrativa with El Relocator

The risk of rejection is higher with self-submission due to ignorance of the nuances of the procedure.

1
Increase the probability of obtaining a residence permit
98% of our clients receive a positive decision on residence permit for financially independent individuals.
2
Hand over part of the document collection tasks
3
Find out for sure which documents you need to submit to the consulate.
Based on our experience, we will develop an individual, effective action strategy.
4
Receive support at every stage
We will guide you by hand through all the stages of obtaining a residence permit, speed up the collection of documents, interact with the Consulate, and help you obtain a residence card in Spain.

Why do customers choose El Relocator

The first consultation is free of charge

We will answer your questions and tell you about obtaining a residence permit.

High chances of obtaining a residence permit

We have a 98% approval rate.

Our prices can be divided into 2-3 payments.

The last payment is made only after receiving the decision of the Consulate.

Legal approach and strategy development

We will take into account all the requirements of the laws of Spain and your country.

There are no hidden costs

The cost of El Relocator services is fixed in the contract.

Knowledge of the nuances of applying for a residence permit

Thanks to our constant work in this area, we know all the requirements of the Consulate and monitor the changes.

Taking care of clients before and after obtaining a residence permit

We also offer additions services related to education and housing

Our experts

Olga

Chief Relocation Specialist, co-founder of the project.

  • Faculty's Diploma in Spanish Migration Law, The University of Zaragoza ("Derecho Migratorio, Extranjería y Asilo");
  • Has prepared more than 400 Digital Nomad residency cases and 50 student visas;
  • Bachelor of Philology from the University of Barcelona: speaks 6 languages, including Spanish and Catalan;
  • A real expert in the Spanish bureaucracy: she loves to watch conferences of local officials in order to quickly respond to all changes in the migration programmes;

Consultation cost: €100

Эксперт ВНЖ Кочевника Студенческий ВНЖ Основатель
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Cases

New approval of “Non lucrative” visa without additional requests.

The documents were submitted through the Spanish Consulate in Moscow. Savings were shown on an account with the Spanish “Caixabank”, and passive income from renting real estate was shown on a Russian bank account.

We also attached tax certificates for the last 3 years and supplemented the case with an extract from the Spanish Land Registry Office (“Nota Simple Informativa”) to confirm that the applicant has an apartment in Mallorca.

A certificate of non-criminal record from the Russian Federation with sworn translation was added to the package of documents, and it was decided to make a Health Certificate in Spain during the applicant’s next tourist trip, in order to avoid additional legalization procedures.

Submission date: February 26, 2024
Approval: May 20, 2024

New approval of “Non lucrative” visa!

The applicant owns a small architectural studio and provides services through Individual entrepreneurship. He decided to submit the documents in Moscow, through the Spanish Consulate.

The savings were shown on a bank account in Kazakhstan in USD. As passive income, we demonstrated the profits from the sole proprietor’s activities, along with a cover letter stating that all work is done by employees only and a power of attorney to appoint the General manager.

We also attached tax certificates for the last 3 years. As proof of accommodation in Spain, a pre-contract for the rental of an apartment in Lloret de Mar and confirmation of the payment of the deposit were shown.

A Criminal Record Certificate from the Russian Federation and the Health Certificate were translated by a Spanish sworn translator. As an addendum, a motivation letter was attached stating why the applicant would like to move to Spain.

Submission date: August 21, 2023
Approval without additional requests: November 06, 2023

I want to find out more information about a visa for financially independent people in Spain, where can I get it?

The program requirements can be found in our No lucrative mini-guide.

Read the guide

Comments and Reviews

Find more successful cases in our channel @digital_nomad_easy

The team is excellent, I recommend them to everyone who’s considering their services

Hello everyone. I would like to leave a review about the wonderful El Relocator team that helped me come to Spain and is currently handling my residence permit case. The team is excellent, I recommend them to everyone who's still thinking about reaching out - you won't regret it. Now I'm here in sunny Barcelona,…

I received my TIE card thanks to the team of professionals

Hello everyone, this is Aleksandr. I'm in Barcelona. Today, November 22, 2023, I received my TIE card thanks to the team of professionals. Thank you so much, I look forward to further cooperation regarding relocation with my family. Goodbye everyone.

We fully trusted them — and they never let us down

I would like to leave a review about working with El Relocator. They helped us get a visa through Autonomo, we applied and successfully received it after 1.5 months. We chose El Relocator because of the price, and we liked that everything was turnkey. Among all the options we were considering, they were the best…

I didn’t have to worry about preparing and submitting documents

Good evening! I decided to send my review in text format, as I'm not very good at recording videos without text)) My name is Maxim, and I'm very grateful for El Relocator company's help with moving to Spain! My wife and I are very happy that we used their services, as throughout the whole process…

I can definitely recommend you to those who want to get a Spanish residence permit

Hello everyone! As promised, I'm ready to write a review! Thank you very much for doing everything precisely and without mistakes, for answering my endless questions and calling when needed! I can definitely recommend you to those who want to get a Spanish residence permit! Everything worked out very quickly and without additional document requests!

Deadlines Exceeded – Give Us Approval!

This is a belated review, but better late than never! My wife and I applied in June, arrived in Spain with a Greek Schengen visa on 02.06.23 for 2 weeks, and submitted all documents on 15.06.23. We applied as self-employed, despite not having regular monthly payments. The nature of my work is such that the…

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Frequently Asked Questions about "No lucrative" Visa

If you still have questions, write to us!

Registration of a Spanish residence permit without the right to work 2025 has its own peculiarities, which should be taken into account at the stage of preparation for a meeting at the consulate. One of the main requirements of the consulates of these countries - maximum transparency of the origin of financial resources. It is important not only to confirm the amount, but also the source of these funds: rent for real estate, dividends, investment income. To obtain this residence permit, you need:
  • For the main applicant - at least 400% of the IPREM (approximately €28,800 per year).
  • For each dependent family member - an additional 100% of the IPREM.
No, an application for a residence permit without the right to work is submitted only at the Spanish Consulate in your country of residence. After approval, you will receive a visa to enter Spain.
According to the rules, this residence permit prohibits any employment activity in Spain, even if it is remote work. However, there are cases where applicants have continued to carry out remote work for clients from other countries.
Yes, after one year of residence in Spain, you become a tax resident and must file a tax return on your income, including income earned outside the country. A number of deductions can be applied to the tax return: for example, if there is a Double Taxation Agreement between the countries, you can deduct the amount of tax paid in your country.
This residence is for those with a stable and legal passive income who are willing to stay in Spain for more than 183 days a year.
The no lucrativa visa gives you unlimited travel opportunities and complete freedom from your employer. Prove the legality and stability of passive income and enjoy life with a resident card.
The initial residence permit is issued for 1 year. It can then be extended for 2 years, and then again for 2 years. To extend it, you must:
  • Confirm that you have sufficient financial means.
  • Prove that you have lived in Spain for at least 183 days a year.
  • Have valid health insurance.
ATTENTION: from May 2025, the extension will be one-time: after the first year, 4 years are immediately given if all conditions are met. After that, you can apply for permanent residence for 5 years. However, to extend it, you must prove that you have lived in Spain for at least 183 days a year. After a year of stay under no lucrativa, you can change your residence to a residence permit with the right to work.
Referring to the question above - yes, it is obligatory. The policy must cover the entire period of residence permit validity and include a full package of medical services.
Yes, you can do a residence permit for spouses and minor children, but you will need to prove additional financial means for each family member. This is €36,000 for 2 people, €43,200 for 3 people, €50,400 for 4 people, €57,600 for 5 people.
The purchase of real estate is not a prerequisite for this type of residence permit, but the presence of property in Spain can significantly increase the chances of approval when applying. The purchase of housing in the country with the help of a bank loan is available.
We help to properly package the financial dossier, eliminating all potential reasons for refusal. This means that all income certificates, bank statements, tax returns must be impeccably completed and translated in compliance with all formalities. El Relocator ensures double checking and bringing such documents into compliance with the requirements of both the Spanish and local sides. If you have been refused and have contacted us, there are the following options:
  • Filing an appeal if the refusal is unfounded.
  • Re-submission with correction of the reasons for refusal.
  • Consideration of other residence permit options.
Issuance of foreigners Spanish residence permit without the right to work 2025 and the requirements for the recipients of no-lucrativa visa are determined by Law No. 4/2000 of January 11, “On the rights and freedoms of foreigners in Spain and their social integration”, Royal Decree 1155/2024 of November 19 (mainly articles 61-65 relating to temporary residence without employment) and financial criteria.

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